Payment Processing Built for Small Business Owners
Who We Work With in Small Business
- Independent retail stores
- Single-location restaurants and cafes
- Local service businesses including salons, repair shops, and cleaning companies
- Home-based businesses and sole proprietors
- Freelancers and consultants who invoice clients
- Small e-commerce operations
- Startups accepting their first card payments
What We Provide for Small Businesses
Simple In-Person Processing
We start with what you actually need. A reliable terminal, the right pricing program, and an account that is configured for your business type. No unnecessary hardware, no add-ons you did not ask for.
Mobile Payment Options
If you work on location, at markets, at client sites, or out of a vehicle, a mobile card reader lets you accept payments from your phone or tablet. We set up mobile processing accounts that are simple and affordable.
Transparent Pricing
We will explain every cost before you sign anything. Small businesses often end up in processing agreements with fees they did not know about. We do not do that. Our pricing is laid out clearly and we answer every question before your account goes live.
Cash Discount Program
Our Cash Discount program is particularly popular with small business owners because it significantly reduces or eliminates the monthly cost of accepting credit cards. We set it up with compliant signage and receipt language so your customers understand how it works.
Online Payment Options
If you sell anything online or send invoices to clients, we provide payment gateway and virtual terminal options so you can accept card payments remotely. No complicated setup required.
No Long-Term Contracts Required
We work with small business owners on flexible terms. We are not in the business of locking someone into a contract that does not serve them. If you have questions about term length, cancellation, and fees, we will answer all of them before you agree to anything.
Fast Approval
Most small business merchant accounts are approved quickly. If your business is in a standard industry, you could be processing in a matter of days from the time you submit your application.
Why Small Business Owners Choose TransNet
- Simple setup without unnecessary products or fees
- Flexible pricing programs that fit low and mid-volume operations
- Cash Discount program to reduce or eliminate processing costs
- Mobile processing for businesses that work outside a fixed location
- Honest answers before you commit to anything
- 24/7 support when you need help
- More than 25 years of experience working with businesses like yours
Ready to Start Accepting Cards?
Give us a call or fill out the application. We will review your business and recommend the simplest, most cost-effective setup available for your situation.