Payment Processing for Business-to-Business Companies
Who We Work With in B2B
- Wholesale distributors
- Manufacturers and fabricators
- Professional service firms
- Government contractors
- Staffing and logistics companies
- Technology and software companies billing other businesses
- Any business that primarily invoices other businesses
What We Provide for B2B Merchants
Level 2 and Level 3 Processing
When a business customer pays with a corporate or purchasing card, the interchange rate is higher than a standard consumer card. Level 2 and Level 3 processing allows you to pass additional data fields with each transaction, which qualifies those transactions for lower interchange rates. For B2B merchants with large average tickets, this can reduce processing costs meaningfully.
Virtual Terminal for Invoice-Based Billing
If your business invoices clients and collects payment by phone or email, our virtual terminal lets you key in card details securely from any computer without needing physical equipment. It is a practical tool for businesses that do not have a traditional point of sale.
ACH and E-Check Processing
Many B2B payments move via bank transfer rather than card. We support ACH and e-check processing, which lets your clients pay directly from their bank account. This eliminates card processing fees on those transactions and can simplify cash flow management.
Recurring and Scheduled Payments
If you bill clients on a regular schedule, such as monthly retainer fees or subscription services, we set up recurring billing that charges the card or bank account on the schedule you define. No manual invoicing required for each cycle.
Payment Gateway and Integration
For B2B companies with their own software or CRM, we provide payment gateway integration so card collection happens inside your existing workflow. We work with most major platforms and can discuss custom integration requirements.
High Ticket Volume Accounts
B2B transactions often involve amounts that require higher processing limits than standard consumer accounts. We set accounts up with appropriate limits and reserve structures for your expected transaction size and monthly volume.
Why B2B Companies Choose TransNet
- Level 2 and Level 3 processing to reduce interchange on corporate card transactions
- Virtual terminal for invoice-based and remote billing
- ACH and e-check support for bank-to-bank transfers
- Recurring billing for retainer and subscription accounts
- Higher transaction limit accounts for large-ticket B2B deals
- Clear pricing with no surprise fees on qualifying transactions