Mobile Payment Solution

Transnet Enterprises, Inc.

Accept Card Payments Anywhere Your Business Takes You

Not every business operates from a fixed counter. Contractors, food trucks, market vendors, delivery services, on-site healthcare providers, and mobile service professionals all need to accept card payments away from a traditional point of sale. Our mobile payment solution lets you take cards from any iOS or Android device, whether you are at a job site, a farmers market, a client’s location, or on the road.

Who Benefits from Mobile Processing

How Mobile Processing Works

We provide a compact card reader that connects to your smartphone or tablet. Once connected and paired with our mobile app, you can accept chip cards, contactless payments, and mobile wallets like Apple Pay and Google Pay directly from your device. Transactions process at standard card-present rates, which are lower than the card-not-present rates that apply when you manually key in a card number.

Because the card reader physically reads the chip or contactless signal, the transaction is treated the same as an in-person swipe at a fixed terminal. That means you avoid the higher fees that come with phone-in or manual entry payments.

What the Mobile Solution Includes

iOS and Android Compatible

Our mobile app runs on iPhones, iPads, Android smartphones, and Android tablets. It does not require a specific device brand or model beyond meeting current OS version requirements. Most business owners already have a suitable phone in their pocket.

Chip, Contactless, and Mobile Wallet Acceptance

The card reader supports EMV chip cards, tap-to-pay contactless cards, Apple Pay, and Google Pay. You are not limited to magnetic stripe, which means you process the same card types as a fixed terminal while staying mobile.

Card-Present Rates

Transactions processed through the card reader qualify as card-present, which carries lower interchange rates than manually keyed entries. If you have been keying card numbers in by hand or using an older solution that charges card-not-present rates on in-person transactions, you are likely paying more than you need to.

Automatic Tax and Tip Prompting

The app can prompt customers for a tip and calculate tax automatically based on the amount. This is useful for food vendors, mobile service providers, and anyone whose customers routinely add gratuity.

Digital Receipts

After each transaction, the app sends an e-receipt to your customer by email or text. You can also receive a copy and send one to up to two additional addresses. No thermal paper required, though the option to connect a small receipt printer is available.

Real-Time Transaction Reporting

All transactions processed through the mobile app appear in your merchant reporting dashboard in real time. You can check your daily totals, review individual transactions, and track performance from your phone or any browser. If you have both a fixed terminal and a mobile setup under the same account, your reporting is consolidated in one place.

Inventory Item Storage

The app lets you store a list of your products or services with prices so you can ring up transactions quickly without typing amounts manually. You can select items from the list and the app calculates the total, including tax, before presenting it to the customer for payment.

Cash Sale Tracking

The app also lets you record cash transactions so your overall sales records are complete regardless of how each customer paid. This gives you a more accurate picture of your daily revenue without requiring a separate system for cash tracking.

24/7 Support

Our support team is available around the clock. If the reader has an issue or a transaction does not process as expected while you are in the field, you can reach us by phone and get it resolved quickly.

Security and Compliance

All transactions processed through our mobile solution are protected by SSL encryption. The card reader uses the same tokenization and data security standards as a fixed terminal. We do not store raw card data on your device. Your account is PCI compliant from the moment it is set up, and we assist with your annual PCI self-assessment as part of your merchant account.

How to Get Started

Getting set up with mobile processing is straightforward. Contact us or submit an application, and we will review your business type and account needs. Once approved, we ship the card reader to you and walk you through downloading the app and pairing the device. Most merchants are taking their first mobile transaction within a day of receiving the reader.

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